What is a Johnny Cash Loans payday loan?

Also referred to as a cash advance, payday loan, payday advance, quick cash loan, paycheck advance, paycheck loan, personal loan, or unsecured loan; it is a short term loan (generally due on or near your next payday, with other payment options available) that ranges from $100 to $1,000.

Do you offer loans in my state?

Applications from all 50 U.S. states are accepted. We have a large network of more than 65 lenders.

How much can I get advanced until my next payday?

Many factors are considered to calculate the amount of your cash advance, and the information you enter into the online application is used to calculate that amount. Simply complete the online application to see how much you may qualify for. Our loans range from $100 to $1,000. There is never an application fee, and completing the application does NOT obligate you to accept the loan. If you qualify, you are given an opportunity to review the lenders terms and conditions prior to accepting the loan.

How much does it cost?

Cash advance loans are designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection, tax obligations, and medical bills are some of the urgent cash needs our customers have experienced. Your fees are less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, even losing your job because you can't get to work. Actual fees are determined based on the information you provide when you submit your loan application and may vary between lenders.

There is never an application fee, & completing the online application does NOT obligate you to accept the loan.

What are the requirements for approval?

Please click here to see the requirements for a payday loan cash advance from Johnny Cash Loans.

How do I get the money and how do I pay?

Once you have applied online, a loan agent will attempt to contact you to verify your information and explain the terms to you. Terms may vary from lender to lender. Once you have spoken with your loan agent, your cash can be in your bank account as early as the next business day!

Can I extend the time allowed for repayment of the cash advance plus fee?

Your loan agent will explain all your payment options, including refinance (loan extension), pay-down, & pay-off options. Each lender has its own renewal policy that may differ from lender to lender. Non-payment of credit could result in collection activities.

I don't have a checking account. Can I use a savings account instead?

Yes. We accept applications from borrowers who have either a checking account or savings account.

What if I have no credit history or a bad credit bureau file?

No problem. We do not check your credit history with the 3 major bureaus.

Do you require collateral?

No collateral is required.

Is my paycheck or recurring income required to have direct deposit into my bank account?

No. Direct deposit is not required.